nCino Takes Aim at AI Banking Leadership
nCino, a cloud banking software pioneer, has announced its plans to become the worldwide leader in AI banking. In its recently released Q4 2025 earnings report, the company revealed that it is marshaling its energy to capitalize on the vertical AI opportunity, driving efficiency into both customer and company finances.
nCino CEO Sean Desmond emphasized the significance of this opportunity, highlighting the company's commitment to leveraging data, analytics, and AI for over five years. The firm has been developing banking adviser functionality and plans to launch numerous new capabilities at its upcoming nSight User Conference in May. Early customers who have already adopted this technology are experiencing meaningful efficiency gains.
Desmond, a seasoned software industry veteran with almost 30 years of experience, including nearly 12 years at nCino, understands the diverse needs of the company's customer base. This includes banks, credit unions, independent mortgage bankers, and nonbank lenders, all seeking to run their businesses more efficiently and effectively.
During his tenure as Chief Product Officer and Chief Customer Success Officer, Desmond worked closely with every function of the global business, ensuring successful project deliveries, compliance with SLAs, adoption of user experiences, and realization of committed business outcomes. His visits to various offices worldwide have deepened his conviction in the company's strategy, platform strength, and differentiated value.
nCino has been focused on delivering commercial pricing and profitability, auto spreading, and portfolio monitoring solutions, as well as banking adviser functionality. The company is poised for growth, with Desmond believing that the next decade holds more opportunities for innovation and transformation in the financial services industry than the previous decade.
